HUD HOME FOR SALE!

HUD HOME FOR SALE!

16684 Snowgoose St, Nampa

Cute and cozy home situated in well-established area just minutes from the freeway/I-84   Containing 1100sqft, this home has 3 bedrooms and 2 bathrooms.  It was built in 1997.  Open kitchen overlooking the living area which contains a plethora of storage space and breakfast bar. Vaulted ceilings, plant shelves, recessed lighting & split bedroom design. Spacious lot with RV parking potential. Community pool within walking distance!  Hurry—deals like this won’t be around for long!!

An approximate monthly payment for this HUD owned Nampa home for sale at the asking price of $68,000 while placing 3.5% down (4.5% interest rate—taxes and insurance(s) included) would be at or around $515  monthly—why rent?!?  **qualified 1st time homebuyers may be eligible for programs which offer $500 down payment options**

**INVESTORS—call me now if you’re sick and tired of  hard earned funds sitting in non-performing stocks or low interest savings accounts.  The time is NOW to invest in real property that will obtain at least $500 per month in rental income (not to mention future pricing appreciation).

The seller of this HUD home for sale may provide a closing cost credit of 3% to be included with the purchase of this home.

Please visit https://trustidaho.com/search/#PropertyID=43314577 to view detailed information and additional photos of this HUD home for sale.

Interested in obtaining information on all HUD owned homes for sale?  I am happy to forward a list of available HUD owned homes within 24 hours upon obtaining your request.  Please call me at 208-869-3469 or send your request to:  matt@trustidaho.com

Call today for additional information or to view the interior of this or alternate HUD  homes for sale!

HUD HOME FOR SALE!

HUD HOME FOR SALE!

3610 S High Springs,  Nampa

Just like new with no back neighbors (backs to community park and playground), this home contains 2013 square feet,  4 bedrooms, 2 1/2 and both a family and living room!  Built in 2005, this HUD home for sale is in nearly “move-in ready” condition.  All of the guest bedrooms are oversized and the master suite contains an enormous walk-in closet.  Fully fenced with room for RV parking.  Hurry—deals like this won’t be around for long!!

An approximate monthly payment for this HUD owned Nampa home for sale at the asking price of $98,000 while placing 3.5% down (4.5% interest rate—taxes and insurance(s) included) would be at or around $743  monthly—why rent?!?  **qualified 1st time homebuyers may be eligible for programs which offer $500 down payment options**

**INVESTORS—call me now if you’re sick and tired of  hard earned funds sitting in non-performing stocks or low interest savings accounts.  The time is NOW to invest in real property that will obtain at least $500 per month in rental income (not to mention future pricing appreciation).

The seller of this HUD home for sale may provide a closing cost credit of 3% to be included with the purchase of this home.

Please visit https://trustidaho.com/search/#PropertyID=42664928 to view detailed information and additional photos of this HUD home for sale.

Interested in obtaining information on all HUD owned homes for sale?  I am happy to forward a list of available HUD owned homes within 24 hours upon obtaining your request.  Please call me at 208-869-3469 or send your request to:  matt@trustidaho.com

Call today for additional information or to view the interior of this or alternate HUD  homes for sale!

HUD HOME FOR SALE!

HUD HOME FOR SALE!

11745 W Trinity Ave

HUD HOME situated on a corner lot!  Containing 4 bedrooms, 3 bathrooms and 1782 sqft, this HUD home is well kept and contains both a spacious living and family room.   There is hardwood flooring throughout the kitchen and eating area along with vaulted ceilings & recessed lighting. A full bathroom and bedroom is located on the main level. The master suite has vaulted ceilings along with a substantial closet. Fully fenced back yard, 3 car garage & an RV parking area.

An approximate monthly payment for this HUD home for sale at the asking price of $78,000 while placing 3.5% down (4.5% interest rate—taxes and insurance(s) included) would be at or around $591 monthly—why rent?!?  **qualified 1st time homebuyers may be eligible for programs which offer $500 down payment options**

**INVESTORS—call me now if you’re sick and tired of hard earned funds sitting in non-performing stocks or low interest savings accounts.  The time is NOW to invest in real property that will obtain at least $500 per month in rental income (not to mention future pricing appreciation).

The seller of this HUD home for sale may provide a closing cost credit of 3% to be included with the purchase of this home.

Please visit www.trustidaho.com  to view detailed information and additional photos of this HUD home for sale.

Interested in obtaining information on all HUD owned homes for sale?  I am happy to forward a list of available HUD owned homes within 24 hours upon obtaining your request.  Please call me at 208-869-3469 or send your request to:  matt@trustidaho.com

Call today for additional information or to view the interior of this or alternate HUD homes for sale!

Attention Investors!! Rental Vacancy Rates Now at 2%!

Attention Investors!! Rental Vacancy Rates Now Hovering Around 2%

It is still an opportune time to be purchasing investment property.  Rental vacancy rates are at historic lows with the current rental vacancy rate now down to just above 2%   Also, monthly rental rates have increased at least 10% within the last 3 months due to the supply and demand curve shifting to the landlord side.  To add some more icing to the cake, home pricing and interest rates are at all time lows.

Do you have cash in a savings or retirement account which is collecting returns of .35%-1%?  If so, convert your money into a tangible asset (an investment property) and obtain nearly a 10% return on your money (not to mention the future appreciation of your asset).

Questions?  Call me directly to discuss taking advantage of the current investment opportunities!

-Matt, 208-869-3469

**Graph provided by Park Place Property Management

HUD Home for Sale!

HUD HOME FOR SALE!

3860 E Clear Springs,  Nampa

Well-kept with no back neighbors (backs to community park), this home contains 1582 square feet,  4 bedrooms, 2 bathrooms and a bonus room which could “2nd” as a 5th bedroom!  There are upgraded amenities throughout which include pre-finished hardwood flooring, granite counter tops, vaulted ceilings and recessed lighting.  The exterior is fully fenced and has an RV parking area with dual gates.

An approximate monthly payment for this HUD owned Nampa home for sale at the asking price of $87,000 while placing 3.5% down (4.5% interest rate—taxes and insurance(s) included) would be at or around $659 monthly—why rent?!?)  **qualified 1st time homebuyers may be eligible for programs which offer $500 down payment options**

**INVESTORS—call me now if you’re sick and tired of  hard earned funds sitting in non-performing stocks or low interest savings accounts.  The time is NOW to invest in real property that will obtain at least $500 per month in rental income (not to mention future pricing appreciation).

The seller of this HUD home for sale may provide a closing cost credit of 3% to be included with the purchase of this home.

Please visit https://trustidaho.com/search/#PropertyID=42527467 to view detailed information and additional photos of this HUD home for sale.

Interested in obtaining information on all HUD owned homes for sale?  I am happy to forward a list of available HUD owned homes within 24 hours upon obtaining your request.  Please call me at 208-869-3469 or send your request to:  matt@trustidaho.com

Call today for additional information or to view the interior of this or alternate HUD owned homes for sale!

The “Hidden Costs” of Owning a Home

The “Hidden Costs” of Owning a Home

Besides the monthly mortgage payment associated with the purchase of a home, there are typically alternate expenses which a home purchaser should be aware of.  The following list contains information on the most prevalent:

1)       Special Assessments:   Special assessments typically include homeowner’s association dues (HOA) or management fees.   HOA dues can range in price from $5 monthly to $250 monthly with the costs associated with the dues being contingent upon what amenities are provided.  For example, if the community containing the home you are interested in purchasing has a “public” swimming pool then it is highly likely that homeowner’s dues could be as much as $125 monthly.  Alternatively, a community which does not have special amenities yet just “common area” which needs to be maintained may charge a nominal fee of $7 monthly.

2)      Services and utilities not needed when renting:  Some renters may have never paid for services like gas, garbage, water, irrigation and nature first pest control services or extermination due to the landlord covering these particular costs.   However, all utilities and services provided would be extra for the new homeowner.

3)      Private Mortgage Insurance:  If not placing at least 20% down when purchasing, it is highly likely that the new homeowner will need to pay for private mortgage insurance which “protects” the investor if there is a default.  Mortgage insurance can be removed if a) a new appraisal is performed showing that the current loan amount is at 80% of the value, or b) the loan is paid down substantially allowing for the mortgage insurance premium to be waived.

4)      Penalties & Fines:  Owning a home comes with obligations such as maintaining the property in accordance with the codes within the community.  Fines can be assessed by municipalities if the property is not maintained appropriately.

5)      Items not needed when renting yet essential when owning:  This “hidden cost” can vary dependent upon climate and the type of home purchased yet includes landscaping equipment (lawn mower, leaf blower, snow blower, etc) along with alternate appliances such as a washer/dryer, refrigerator, window treatments and light fixtures. And as for decorations there are some great Home DIY projects you can do yourself and save some money. Being informed when purchasing a home is of utmost importance.  Please call me directly at 208-869-3469 if I can answer any questions or if you would like to discuss the hidden costs of owning a home more thoroughly.