HUD HOME FOR SALE

2509 Sugar Cane Dr  Nampa, ID  83687

HUD HOME situated in a well-established location near I-84 and amenities of all types.  Interior features include beautiful pre-finished hardwood flooring, an open kitchen with a plethora of storage, updated vinyl windows and ceiling fans. The exterior contains mature landscaping, covered front and back porches along with a storage shed. Priced at only $41,000–call today to view the interior!

The seller of this HUD home for sale may provide a closing cost credit of 3% to be included with the purchase of this home.

An approximate monthly payment for this HUD owned Nampa home for sale at the asking price of $41,000 while placing 3.5% down (4.25% interest rate—taxes and insurance(s) included) would be at or around $340.00  monthly—why rent?!?  **qualified 1^st time homebuyers may be eligible for programs which offer $500 down payment options**

Please visit https://trustidaho.com/search/#PropertyID=47641771 to view detailed information and additional photos of this HUD home for sale.

**INVESTORS—call me now if you’re sick and tired of your hard earned funds sitting in non-performing stocks or low interest bearing savings accounts.  The time is NOW to invest in real property that will obtain at least $650 per month in rental income (not to mention future pricing appreciation).

Interested in obtaining information on all HUD owned homes for sale?  I am happy to forward a list of available HUD owned homes within 24 hours upon obtaining your request.  Please call me at 208-869-3469 or send your request to:  [email protected]

Call today for additional information or to view the interior of this or alternate HUD  homes for sale!

HUD HOME FOR SALE

915 Hawaii Ave  Nampa, ID  83686

HUD HOME located w/in an established neighborhood minutes from NNU & St Alphonsus.  Containing 2 bedrooms, 1 bathroom and 813 sqft, this home is situated on a 4791sqft lot with an abundance of mature landscaping.  Interior features include vaulted ceilings, plant shelves, recessed lighting, a nicely sized kitchen and hardwood entry.  The exterior has a cozy front porch, 2 storage sheds, a garden area, back patio & a fully fenced back yard with RV parking potential.  Priced at only $33,000!  Call today for additional information or to view the interior!

The seller of this HUD home for sale may provide a closing cost credit of 3% to be included with the purchase of this home.

An approximate monthly payment for this HUD owned Nampa home for sale at the asking price of $33,000 while placing 3.5% down (4.25% interest rate—taxes and insurance included) would be at or around $345.00  monthly—is this real?!?  **qualified 1^st time homebuyers may be eligible for programs which offer $500 down payment options**

Please visit https://trustidaho.com/search/#PropertyID=47301740 to view detailed information and additional photos of this HUD home for sale.

 

**INVESTORS—call me now if you’re sick and tired of your hard earned funds sitting in non-performing stocks or low interest bearing savings accounts.  The time is NOW to invest in real property that will obtain at least $650 per month in rental income (not to mention future pricing appreciation).

Interested in obtaining information on all HUD owned homes for sale?  I am happy to forward a list of available HUD owned homes within 24 hours upon obtaining your request.  Please call me at 208-869-3469 or send your request to:  [email protected]

Call today for additional information or to view the interior of this or alternate HUD  homes for sale!

TIME IS SHORT–GET OFF THE FENCE!

Becoming a home owner will most likely never be as inexpensive as what it is today.  Real estate experts surmise that the year of 2012 will be the last chance for potential home purchasers to take advantage of the best buys of the weak housing market.

With mortgage interests rates at record lows and home prices down nearly 40% nationally since 2006, buying real estate has never been more affordable.  Unfortunately, all good things will eventually come to an end.  The chief economist for PNC Financial Services says that he believes home prices will stabilize by the 3^rd quarter of 2012 and start increasing by 2013.

The decline in the amount of foreclosures along with (and most importantly) positive job growth will continue to help with the real estate market rebound.  Additionally, home purchasers should have access to mortgages as credit scores and personal finances begin to recover.

Prospective home purchasers currently sitting on the fence shouldn’t fret too much if not quite ready to pull the trigger.  Most real estate experts predict that the initial price gains will be modest in most market.  Interest rates, on the other hand, may being their incline at a more rapid pace.

Interested in taking advantage of the currently real estate market?  If so, call me directly for a free consultation:  208-869-3469

Benefits of a 15 Year Mortgage

The push toward a 15-year fixed mortgage rate has never been more appealing because the interest rate benefit over the 30-year fixed rate has never been larger.  The rate benefit on a 15-year fixed rate in comparison to a 30-year fixed rate is about .875%.  Prior to the real estate crisis, the difference between a 30-year fixed rate and a 15-year fixed rate was .375% to .5%. a simple solution to this conundrum can be found at the comfort of your desk, only if you were to scour for enough websites explaining mortgages in detail.

For example, there are 2 $100,000 loans—one which is involved in a 15-year mortgage at 3.125% and the other at a 30-year fixed rate at 4%.  At the 30 year plan the monthly payment is $477.42 and at the 15-year plan the monthly payment is $696.61.  After just 15 years, the borrower with the 15-year fixed rate mortgage has paid 39K+ more but is out of debt whereas the borrower with the 30-year mortgage still owes $64,543.

Granted, there is a flip side.  A well-qualified borrower could use the 30-year loan and invest the difference in in payment from a 15-year mortgage to a 30-year mortgage.  Thus, offsetting the higher interest rate on the 30-year mortgage.   Some financial advisors recommend this type of approach to build wealth more quickly.

The challenge with making a program such as the one mentioned above work is that the rate of return on the cash invested must exceed the rate on the 30-years loan.

Another option is to talk to Summit Mortgage and to obtain a 30-year mortgage yet pay the mortgage as if using a 15-year mortgage.  By doing this, the homeowner would have the option to pay the lower monthly payment during a difficult financial month yet will still decrease the principle balance drastically when paying additional money toward principle on the “good months”.

HUD HOME FOR SALE

2822 E Maryland Avenue  Nampa, ID  83686

Great neighborhood, great buy!!  Encompassing 4 bedrooms, 2 1/2 bathrooms and 2499 square feet, this HUD home for sale is located in a well-established community near medical services, shopping and I-84The main level has an office and the master suite with vaulted ceilings, dual vanities, a garden tub & walk-in closet. Interior amenities include: cathedral ceilings in the living room, transom windows, durable flooring, crown molding, recessed lighting, ceiling fans in every room & a wonderful kitchen w/gas range. The exterior has a covered back deck, sprinklers & 2 RV parking spaces.   Priced at only $126,000.  Call today to view the interior!

The seller of this HUD home for sale may provide a closing cost credit of 3% to be included with the purchase of this home.

An approximate monthly payment for this HUD owned Nampa home for sale at the asking price of $126,000 while placing 3.5% down (4.5% interest rate—taxes and insurance(s) included) would be at or around $955.00  monthly—why rent?!?  **qualified 1^st time homebuyers may be eligible for programs which offer $500 down payment options**

Please visit https://trustidaho.com/search/#PropertyID=45889129 to view detailed information and additional photos of this HUD home for sale.

**INVESTORS—call me now if you’re sick and tired of your hard earned funds sitting in non-performing stocks or low interest bearing savings accounts.  The time is NOW to invest in real property that will obtain at least $650 per month in rental income (not to mention future pricing appreciation).

Interested in obtaining information on all HUD owned homes for sale?  I am happy to forward a list of available HUD owned homes within 24 hours upon obtaining your request.  Please call me at 208-869-3469 or send your request to:  [email protected]

Call today for additional information or to view the interior of this or alternate HUD  homes for sale!