Real estate news for home buyers

HUD HOME–GREAT PRICE!

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HUD HOME–GREAT PRICE!!

1212 W Aberdeen Ave  Nampa, ID  83686

Hurry, deals like this won’t be around for long!!  Encompassing 3 bedrooms, 2 bathrooms and 1149 square feet, this HUD home for sale is located in a well-established community near medical services and shopping. The interior is open & bright and contains vaulted ceilings, plant shelves, recessed lighting, tile back-splashes, ceiling fans, window seats and a garden tub in the master bathroom. The kitchen of this HUD home for sale has a breakfast bar, pantry & refrigerator. The exterior contains a large storage shed, back patio & has RV parking with dual gates.  Priced at only $61,000.  Call today to view the interior!

The seller of this HUD home for sale may provide a closing cost credit of 3% to be included with the purchase of this home.  Priced at only $120,000!

An approximate monthly payment for this HUD owned Nampa home for sale at the asking price of $61,000 while placing 3.5% down (4.5% interest rate—taxes and insurance(s) included) would be at or around $462.00  monthly—why rent?!?  **qualified 1st time homebuyers may be eligible for programs which offer $500 down payment options**

Please visit https://trustidaho.com/search/#PropertyID=45519911 to view detailed information and additional photos of this HUD home for sale.

**INVESTORS—call me now if you’re sick and tired of your hard earned funds sitting in non-performing stocks or low interest bearing savings accounts.  The time is NOW to invest in real property that will obtain at least $650 per month in rental income (not to mention future pricing appreciation).

Interested in obtaining information on all HUD owned homes for sale?  I am happy to forward a list of available HUD owned homes within 24 hours upon obtaining your request.  Please call me at 208-869-3469 or send your request to:  [email protected]

Call today for additional information or to view the interior of this or alternate HUD  homes for sale!

AMAZING HUD HOME FOR SALE!

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SWEET HUD HOME FOR SALE!

11230 W Silver River Loop

QUITE THE HOME!!  Encompassing 5 bedrooms, 3 bathrooms and a whopping 2814 square feet, this HUD home for sale is situated within an established area and is ready for immediate occupancy.  Containing an abundance of square footage, the main level holds both a living & family room with a see through gas fireplace. Alternate interior features include: ceilings fans, a spacious kitchen with island & corner sink, large bedrooms (one on main), a loft area & an oversized master suite with master bath & walk-in closet. The exterior is fully fenced, has a covered back patio and there are no back yard neighbors. Clean and well-kept—call today!

The seller of this HUD home for sale may provide a closing cost credit of 3% to be included with the purchase of this home.  Priced at only $120,000!

An approximate monthly payment for this HUD owned Nampa home for sale at the asking price of $120,000 while placing 3.5% down (4.5% interest rate—taxes and insurance(s) included) would be at or around $892.00  monthly—why rent?!?  **qualified 1st time homebuyers may be eligible for programs which offer $500 down payment options**

Please visit https://trustidaho.com/search/#PropertyID=45398724 to view detailed information and additional photos of this HUD home for sale.

**INVESTORS—call me now if you’re sick and tired of your hard earned funds sitting in non-performing stocks or low interest bearing savings accounts.  The time is NOW to invest in real property that will obtain at least $650 per month in rental income (not to mention future pricing appreciation).

Interested in obtaining information on all HUD owned homes for sale?  I am happy to forward a list of available HUD owned homes within 24 hours upon obtaining your request.  Please call me at 208-869-3469 or send your request to:  [email protected]

Call today for additional information or to view the interior of this or alternate HUD  homes for sale!

INVESTING IN REAL ESTATE–HURRY!

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Mountain States Appraisal has released their 2012 Vacancy Report and, as expected, things are looking great for investors for the upcoming year. Vacancy is right at record low and rental rates are near record high. Additionally, there were roughly 8,400+ new jobs added in the Treasure Valley. You might have already noticed this change if your in the business. As a matter of fact, you might have felt it while doing as little as working on selling your own house. It would be wise to invest in some property management services, as a property management expert would be able to point you in the right direction on what to do to your home to make it easier to sell. The market is shifting, do you need to make your house a little better, or adjust the price? Maybe wait a bit? Consulting with an expert might be the way to go if you find you’re currently unsure.

Below is a quick video where I breakdown the numbers in a way that is more digestible for those of us looking for the highlights and here is a link to the entire report:

http://parkplaceid.com/files/MSA2012VacancyReport.pdf

It is still an opportune time to be purchasing investment property.  Rental vacancy rates are at historic lows.   Also, monthly rental rates have increased substantial within the last 6 months.  To add some more icing to the cake, home pricing and interest rates are at all time lows. For more real estate information and guidance visit https://reali.com/san-francisco-bay-real-estate/.

Do you have cash in a savings or retirement account which is collecting returns of .35%-1%?  If so, convert your money into a tangible asset (an investment property) and obtain nearly a 10% return on your money (not to mention the future appreciation of your asset).

 

*Information provided within this post was brought to you by Park Place Property Management

 

“MOVE IN READY” HUD HOME FOR SALE!

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HUD HOME FOR SALE!

18434 Admiral Way

Move in ready!!  Encompassing 4 bedrooms, 2.5 bathrooms and 1582square feet, this HUD home for sale is situated within an established area and is ready for immediate occupancy.  Being well-kept, this home is located within a well-established community near I-84 & shopping. Interior features include recessed lighting, vaulted ceilings, tile back-splashes, spacious bedrooms with window seats, raised vanities, a plethora of windows and 2 separate living areas. The exterior is well-groomed & holds mature landscaping, concrete curbing, rock beds & an East facing back yard. The seller of this HUD home for sale may provide a closing cost credit of 3% to be included with the purchase of this home.  Priced at only $92,000!  Hurry –deals like this won’t be around for long. Reach out to Big T and move in posthaste.

An approximate monthly payment for this HUD owned Nampa home for sale at the asking price of $92,000 while placing 3.5% down (4.5% interest rate—taxes and insurance(s) included) would be at or around $724.00  monthly—why rent?!?  **qualified 1st time homebuyers may be eligible for programs which offer $500 down payment options**

Please visit https://trustidaho.com/search/#PropertyID=44720154 to view detailed information and additional photos of this HUD home for sale.

**INVESTORS—call me now if you’re sick and tired of your hard earned funds sitting in non-performing stocks or low interest bearing savings accounts.  The time is NOW to invest in real property that will obtain at least $650 per month in rental income (not to mention future pricing appreciation).

Interested in obtaining information on all HUD owned homes for sale?  I am happy to forward a list of available HUD owned homes within 24 hours upon obtaining your request.  Please call me at 208-869-3469 or send your request to:  [email protected]

Call today for additional information or to view the interior of this or alternate HUD  homes for sale!

HUD HOME FOR SALE!

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HUD HOME FOR SALE!

611 17th Avenue South, Nampa

Great buy!!  Encompassing 2 bedrooms, 1 bathroom and 834 square feet on the main level along with an additional 760sqft below grade containing a bedroom and alternate living area, this HUD home for sale is situated within an established area and is ready for immediate occupancy.  The Interior features include an open living area, durable laminate flooring along with some original hardwood flooring, oversized bedrooms, a plethora of built in cabinetry and a large utility/mud room. The exterior features a covered back deck, detached garage/shop with alley access, garden space and robust metal siding. As mentioned, there is a plethora of usable space contained within the basement. The seller of this HUD home for sale may provide a closing cost credit of 3% to be included with the purchase of this home.  Priced at only $57,000!

An approximate monthly payment for this HUD owned Nampa home for sale at the asking price of $57,000 while placing 3.5% down (4.5% interest rate—taxes and insurance(s) included) would be at or around $449.00  monthly—why rent?!?  **qualified 1st time homebuyers may be eligible for programs which offer $500 down payment options**

Please visit https://trustidaho.com/search/#PropertyID=44400021 to view detailed information and additional photos of this HUD home for sale.

**INVESTORS—call me now if you’re sick and tired of your hard earned funds sitting in non-performing stocks or low interest bearing savings accounts.  The time is NOW to invest in real property that will obtain at least $650 per month in rental income (not to mention future pricing appreciation).

Interested in obtaining information on all HUD owned homes for sale?  I am happy to forward a list of available HUD owned homes within 24 hours upon obtaining your request.  Please call me at 208-869-3469 or send your request to:  [email protected]

Call today for additional information or to view the interior of this or alternate HUD  homes for sale!

Check your credit before looking at homes

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Check your credit before looking at homes

It is important to make certain that your credit is in good condition prior to embarking on the no credit check loans process.  More than ever, having a good credit score is essential and could mean the difference between obtaining a home loan or not.  Interest rates are at historic levels and will likely stay that way through 2013.  Don’t let old debts or habits prevent you from taking advantage of the current real estate market.

The largest obstacle when purchasing a home is obtaining financing to do so.  Even minor blemishes on credit can prevent a home loan from coming to fruition.  It is important to get the facts when checking your credit.  www.annualcreditreport.com can be visited 3 times a year for a free credit report.  However, you must pay a fee to obtain your FICO score.  Once the report is viewed, view it in detail to see if there are any errors.  If so, contact all 3 major credit scoring servicers in order to have your report updated if something is amiss (otherwise clean up your credit report with crediful.com).

There are programs available to protect against identity theft and it is wise to subscribe to these programs in order to protect your credit.  Some financial institutions monitor accounts and card activity for that reason.  If unusual spending is detected, the financial institution will halt any purchases and contact you to see if you’re the individual making the purchases.

You will be ready to start looking for a home if your credit is in good shape or fixes have been made.  This is not the time to open new accounts and lines of credit, click here to see exactly why that is.  Resist the urge to purchase high ticket items such as a new car, appliances or to import furniture from a furniture factory in China.  Wait to make these purchases after you’ve closed on your home since credit along with debt to income ratios may be affected—inhibiting your ability to purchase.

It is also wise to start paying down balances on revolving debt such as credit cards. While some revolving accounts such as mortgages and car payments show that you are a responsible borrower, having high balances on credit cards reduces your FICO score.  It is important to remember to not close the revolving accounts, however.  The key is to keep a low balance percentage on the revolving accounts in order to maintain a high credit score.  Consider closing any un-needed credit accounts after the successful closing of your new home.

Paying late will obviously hurt any credit rating.  Set up payment reminders or auto withdrawals for certain bills in order to pay on time—all the time.  If you fear that you may miss a payment or not pay on time, contact lenders or creditors before that scenario happens.  Some creditors will work with you without reporting missed payments to the credit bureaus.  Every reported late payment will stay on your credit report for years. Investors Choice Lending offer consultation on all investment scenarios.

Finally, it is important to pay off debt rather than moving debt to alternate forms of credit.  Although tempting, moving credit to alternate sources does not remove the history from your credit report.  Being responsible when it comes to paying your debts leads to a spotless credit record.

Interested in obtaining additional information on credit scoring?  Call me directly to discuss further:  208-869-3469

HUD HOME FOR SALE

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HUD HOME FOR SALE!

1839 W Owyhee, Nampa

Gosh, what a deal!  Encompassing 3 bedrooms.  2 bathrooms and 1142 square feet this well-kept HUD home is situated within an established area and is ready for immediate occupancy.   The interior is open and bright and has granite counter tops along with durable laminate flooring, chair railing, vaulted ceilings, recessed lighting & plant shelves. The kitchen overlooks the living area—ideal for entertaining. The exterior holds a substantial storage shed and is fully fenced with sprinklers. The seller of this HUD home for sale may provide a closing cost credit of 3% to be included with the purchase of this home.

An approximate monthly payment for this HUD owned Nampa home for sale at the asking price of $71,000 while placing 3.5% down (4.5% interest rate—taxes and insurance(s) included) would be at or around $559  monthly—why rent?!?  **qualified 1st time homebuyers may be eligible for programs which offer $500 down payment options**

Please visit https://trustidaho.com/search/#PropertyID=44112809 to view detailed information and additional photos of this HUD home for sale.

**INVESTORS—call me now if you’re sick and tired of your hard earned funds sitting in non-performing stocks or low interest bearing savings accounts.  The time is NOW to invest in real property that will obtain at least $650 per month in rental income (not to mention future pricing appreciation).

Interested in obtaining information on all HUD owned homes for sale?  I am happy to forward a list of available HUD owned homes within 24 hours upon obtaining your request.  Please call me at 208-869-3469 or send your request to:  [email protected]

Call today for additional information or to view the interior of this or alternate HUD  homes for sale!

Where are the deals??

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Where are the deals??

They are almost gone.

Twenty-four months ago the market was so buried in inventory that people could literally pick a neighborhood, wander through it, choose a home to their liking and be fairly confident that the home purchased was a great deal.  Those days look to be gone and it all seemed to happen in the blink of an eye.  In 2011 investors caught wind of the opportunity and swooped in, buying up huge portions of the distressed inventory leaving little in their path.

There are quality homes at low prices still out there, but the market is tightening quickly as demand rises.  According to the basic principles of economics:  increase in demand = increase in prices.  We have already witnessed the beginning of this change in the market.  The “steals” are selling for more than list price and the great deals are as competitive as ever.  If you are still waiting for the market to “hit bottom” then you may have missed it.  I can’t say with 100% certainty that the days of decline are behind us yet all statistics show that the market is currently gaining an enormous amount of steam.

Now is the time to act!  Call me today to begin your search:  208-869-3469

Below is a link to an article which provides additional information:

CNN Money: “Home Prices at Lowest Point in 10  Years”

AMAZING HUD HOME FOR SALE!

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HUD HOME FOR SALE!

531 S State Street,  Nampa

Hurry, deals like this won’t be around for long!  Containing 3 bedrooms, 2 bathrooms and an upstairs bonus room, this well-kept home contains nearly 1800 square feet.    Sitting on over ½ acre (.6 acres), this HUD home for sale is located on a private lane & backs to Centennial Elementary School. The exterior encompasses a circle driveway, mature landscaping, garden space, RV parking with double gates & low maintenance vinyl siding featuring stone accents on walls and roof, managed by A&E Westchester roofers. The interior of this HUD home for sale contains a hardwood entry, fireplace, crown molding, an oversized kitchen pantry, wood wrapped windows, rounded corners, and a substantial upstairs bonus room. The master bathroom holds a garden tub along with a walk-in closet and has dual vanities.  Call today for more information!

An approximate monthly payment for this HUD owned Nampa home for sale at the asking price of $110,000 while placing 3.5% down (4.5% interest rate—taxes and insurance(s) included) would be at or around $866  monthly—why rent?!?  **qualified 1st time homebuyers may be eligible for programs which offer $500 down payment options**

**INVESTORS—call me now if you’re sick and tired of your hard earned funds sitting in non-performing stocks or low interest savings accounts.  The time is NOW to invest in real property that will obtain at least $650 per month in rental income (not to mention future pricing appreciation).

The seller of this HUD home for sale may provide a closing cost credit of 3% to be included with the purchase of this home.

Please visit https://trustidaho.com/search/#PropertyID=43898673 to view detailed information and additional photos of this HUD home for sale.

Interested in obtaining information on all HUD owned homes for sale?  I am happy to forward a list of available HUD owned homes within 24 hours upon obtaining your request.  Please call me at 208-869-3469 or send your request to:  [email protected]

Call today for additional information or to view the interior of this or alternate HUD  homes for sale!

HUD HOME FOR SALE!

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HUD HOME FOR SALE!

914 Sapphire Court,  Nampa

Wow, what a find!  Located at the back of a quiet cul-de-sac, this Nampa HUD home for sale has minimal street traffic.  The interior is well kept and contains 3 bedrooms, 2 bathrooms and 1465 square feet.  A refrigerator, microwave, water softener & oven/range are included.    The 3rd bedroom is adjacent to the oversized 2 car garage and encompasses its own private entrance/exit—perfect for guests or those needing privacy. The master suite of this Nampa HUD home for sale is over sized and holds a substantial walk-in closet.  Situated within walking distance of medical facilities and the rec center. Won’t last long!

An approximate monthly payment for this HUD owned Nampa home for sale at the asking price of $68,000 while placing 3.5% down (4.5% interest rate—taxes and insurance(s) included) would be at or around $515  monthly—why rent?!?  **qualified 1st time homebuyers may be eligible for programs which offer $500 down payment options**

**INVESTORS—call me now if you’re sick and tired of your hard earned funds sitting in non-performing stocks or low interest savings accounts.  The time is NOW to invest in real property that will obtain at least $650 per month in rental income (not to mention future pricing appreciation).

The seller of this HUD home for sale may provide a closing cost credit of 3% to be included with the purchase of this home.

Please visit https://trustidaho.com/search/#PropertyID=43594358 to view detailed information and additional photos of this HUD home for sale.

Interested in obtaining information on all HUD owned homes for sale?  I am happy to forward a list of available HUD owned homes within 24 hours upon obtaining your request.  Please call me at 208-869-3469 or send your request to:  [email protected]

Call today for additional information or to view the interior of this or alternate HUD  homes for sale!